Jefferson City, TN 37760 · Jefferson County
Listed yesterday · MLS# 1346140
Home Facts
4
Beds
3
Baths
3,977
Sqft
1.06 ac
Lot
Features
About This Property
Tucked just minutes from the lake, this spacious home offers room to spread out, both inside and out, while enjoying the comfort of a convenient and desirable location. With lake access, you'll have the opportunity to enjoy the water whenever the mood strikes while still coming home to your own peaceful retreat. Set on just over an acre, the property provides a rare blend of privacy and usable space, giving you the freedom to enjoy both indoor and outdoor living with ease. Inside, you'll find 4 bedrooms and 3 full bathrooms with a warm, flexible layout designed to accommodate everyday living as well as entertaining. A gas fireplace creates a cozy focal point in the main living area, while two enclosed sunrooms offer year-round spaces to relax, unwind, or enjoy natural light in a comfortable setting. The finished basement adds approximately 1,100 square feet of additional living space, offering endless potential for a media room, home office, gym, playroom, or additional gathering space. Outdoor living is just as inviting, highlighted by a stone patio and firepit that create the perfect spot for evenings outside. A partially fenced yard adds additional room to relax, play, or simply enjoy the peaceful setting. Whether you're hosting friends or enjoying a quiet night at home, the outdoor space is designed for easy enjoyment. Thoughtful updates provide peace of mind, including a new Carrier heat pump with gas furnace/coil installed in April 2021, roof and gutters replaced in June 2024, and a new hot water heater installed in May 2026. With over 3,900 square feet of finished living space, an acre-plus lot, lake access, a cozy gas fireplace, and key improvements already completed, this home delivers space, comfort, and location in a well-rounded package near the lake.
Property Details
Style
traditional
Construction
frame, vinyl siding, stone, shingle siding
Heating
forced air, natural gas, electric
Cooling
ceiling fan(s), central air
Flooring
carpet, tile, hardwood, luxury vinyl plank
Appliances
dishwasher, disposal, range
Interior
pantry, walk-in closet(s)
Patio / Porch
porch - enclosed, patio
Parking
attached, garage door opener
Lot
rolling slope
Sewer
septic tank
Water
public
Market Snapshot
30-Yr Fixed Rate
6.49%
National avg · FRED / Freddie Mac
Est. Monthly Payment
$2,980
20% down · 30-yr fixed · principal & interest only
Location
1945 Ridgewood Drive, Jefferson City, TN 37760
Jefferson City, TN 37760
36.12833, -83.51167
$148 per sqft
Schools
High
Jefferson County
Walkability
1
Walk
Almost All Errands Require a Car
—
Transit
N/A
11
Bike
Minimal Biking Infrastructure