Jefferson City, TN 37760 · Jefferson County
9 days on market · MLS# 1348777
Home Facts
3
Beds
3
Baths
2,409
Sqft
2.76 ac
Lot
Features
About This Property
Private cove with a private boat launch - on Cherokee Lake. This well-built, one-owner home sits on 2.76 wooded acres along a quiet cove, offering the kind of direct, private waterfront access that's increasingly rare on Cherokee Lake. In summer the tree cover is so complete you won't see a single neighboring house from the property — just water and woods. Down your own access ramp to the water you'll find a floating dock with new planks and an active dock permit — so you can boat, fish, and kayak from day one. Above, an expansive wraparound deck (newly updated in 2026) looks out over the water and a wooded backdrop full of wildlife. The back half of the property is forested, with a drivable pathway running up to the topmost section. This pathway has been left to go ferrel but can be easily re-cleared for truck access. A previous owner kept a large garden and fruit trees in this area — ready to be reclaimed as a garden, a recreation space, or simply your own private green space. Inside, the main level offers three bedrooms including a private primary suite, two full baths, a large family room, and a formal dining room. The kitchen features custom cherry cabinetry, Corian countertops, double wall ovens, a pantry, and a bright breakfast area. Original hardwood floors run throughout, and main-level laundry (washer and dryer convey) adds everyday ease. The newly finished lower level (2026) adds about 606 square feet and a third full bath — ideal as a rec room, home office, guest suite, or multi-generational space. During the renovation the basement's cinder-block walls were professionally refinished and sealed before framing and drywall, so it's finished with real attention to detail. Move-in confidence comes standard: new roof and gutters (2023), gas water heater and furnace, a side-entry two-car garage, low-maintenance brick-and-vinyl exterior, a security camera system, and a storage shed for lake toys — all convey. Just minutes from downtown Jefferson City and Carson-Newman University, and less than an hour to Great Smoky Mountains National Park, Pigeon Forge, and Gatlinburg. Whether you want a full-time home, a weekend lake retreat, or a place to make family memories, this is a rare mix of private waterfront, quality construction, and location. At a glance: Private cove & boat launch · Active dock permit · Floating dock w/ new planks · 2.76 wooded acres · Total summer privacy — no visible neighbors · Forested back acreage with re-clearable drivable pathway (former garden & fruit trees) · One owner · New roof & gutters (2023) · Finished basement (2026) · Wraparound deck · Custom cherry kitchen · Original hardwoods · Security camera system · Side-entry 2-car garage
Property Details
Style
traditional
Construction
frame, brick, vinyl siding
Heating
central, electric
Cooling
central air
Flooring
hardwood
Appliances
dishwasher, range, refrigerator
Exterior
dock
Parking
attached
Lot
waterfront
Sewer
public sewer
Water
public
Market Snapshot
30-Yr Fixed Rate
6.58%
National avg · FRED / Freddie Mac
Est. Monthly Payment
$4,635
20% down · 30-yr fixed
$4,206P&I · $113 taxes
Location
Similar Homes Nearby
Schools
High
Jefferson County
Walkability
0
Walk
Almost All Errands Require a Car
—
Transit
N/A
2
Bike
Minimal Biking Infrastructure
